Financial Literacy

Overview

Providing business education to children, and young adults.

Business Education Quotes

picture

"It is not the strongest of the species that survive, nor the most intelligent, but the one most reponsive to change."

by: Charles Darwin, Author of The Origins of Species

Latest News: Dipisicing elit, sed do eiusmod tempor incididunt ut labore et?

Financial Literacy Program
Money Smart Program based on FDIC's award-winning curriculum

Financial Literacy
Youngpreneur promotes financial literacy through utilizing a modified version of the highly successful FDIC Money Smart curriculum.


Youngpreneur’s Money Smart 
Youngpreneur’s Money Smart for Young Adults curriculum helps youth ages 12-18 learn the basics of handling their money and finances.  It is based upon the FDIC’s Money Smart curriculum with modifications to be more age-appropriate, fun, interactive, and entrepreneurial. Through this program students will learn to create positive relationships with financial institutions. Learning to develop financial literacy empowers students to be confident in managing their finances once they enter the real world.


Money Smart Methodology
Youngpreneur’s Money Smart for Young Adults consists of eight instructor-led modules. Each module contains a lecture component, student guide, and overhead slides. Upon request, we can provide an optional computer-based scenario that allows students to complete realistic exercises based on each module.


Youngpreneur’s Money Smart for Young Adults is:

  • Aligned with educational standards for all 50 states, the District of Columbia, Guam and the Virgin Islands, National Council on Economic Education economic education standards;
  • Based on the award-winning FDIC Money Smart adult financial education curriculum that can bring proven results in the money management practices and financial confidence of graduates;
  • Offers a completely customizable curriculum comprised of modules that can be taught on a stand-alone basis;
  • Tailored curriculum for each program, classroom, and student participant

Modules range from 60-110 minutes if taught in their entirety. However, the content is structured so that it can be taught in multiple parts. Each class is specifically designed to go at the natural pace of learning for each student. 
A description of each of the eight modules follows:

  • The Bank On It module teaches banking basics. Students learn the types of financial institutions, why people use banks, and the fundamentals of using bank accounts. This module also covers additional banking services that a bank might provide and the functions of bank personnel so that when the time comes, the students have the tools they need to begin a relationship with a bank.
  • The Check It Out module helps students understand checking accounts. They learn how checking accounts work, what fees they charge, how to open an account, and how to maintain it.
  • The Setting Financial Goals module shows students how to manage their money by preparing a personal spending plan, differentiating wants from needs, and identifying ways to decrease spending and increase income.
  • The Pay Yourself First module helps students identify ways they can save money and introduces savings options that they can use to save toward their goals.
  • The Borrowing Basics module helps the students learn how to use credit appropriately and determine what forms of credit best suit their needs.
  • The Charge It Right module teaches students about credit cards and how to use them responsibly.
  • The Paying for College and Cars module provides general information on installment loans, including car loans and student loans.
  • The A Roof Over Your Head module gives students the information they need to make informed choices about renting their first apartment. It will also review the basics of getting a mortgage, and help them make decisions and answer questions to determine their readiness to have a space of their own.

Take the first step towards your child’s success. Contact your local Youngpreneur representative today!